Alberta Mortgage Broker

Financial solutions tailored to your homebuying journey.
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Get the best from your brokerage.
Transparent Calgary Mortgage Brokers

At BOSI Financial Inc., we understand the significance of personalized financial strategies tailored to your unique circumstances. With a commitment to excellence and a focus on your financial well-being, we strive to exceed your expectations and help you achieve your goals with confidence. Trust BOSI Financial Inc. for your Prime and Subprime lending solutions that truly make a difference.

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Looking to avoid hidden fees and runarounds?

Talk to our private mortgage lenders.

For mortgage approvals and refinancing, BOSI Financial offers top-tier service. Regardless of your needs, our priority is to secure the best interest rate and devise a customized plan that suits you.

Our experienced mortgage brokers in Calgary and Edmonton work with a wide array of reputable lenders, ensuring access to the most competitive rates and suitable loan options. Whether you're a first-time homebuyer or a seasoned investor, our mortgage agent team is dedicated to finding the perfect solution for you.

As dedicated mortgage professionals, Calgary is our home base, but we serve clients across the province. Leveraging our vast network of accredited lenders, including private mortgage lenders, we guarantee the best rates and features for both residential mortgages and commercial mortgages in Calgary and beyond. When you work with us, you're not just another transaction; you're part of our community-focused mortgage company committed to your financial success.

If you’re ready
to buy, get
pre-approved today.

Call Us 1 (800) 660-3576

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We Guarantee
On-Time Closing*

For all our clients who meet the eligibility requirements, on-time closing is possible.

Our Services

Mortgage Services

Are you looking to obtain a residential or commercial mortgage? We have the team to help you. We'll go over your needs and put together a solution to get you financed. Learn more about residential and commercial mortgages.

Residential Mortgages
Commercial Mortgages

Insurance Services

Our service-oriented professional team is here to help you get the right insurance. We offer a range of packages, from disability insurance to life insurance. Get the coverage needed to protect your family, property, and investments.

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Investment Services

BOSI Financial has access to the products and services that are key to developing your investment strategy. Connect with our team to invest in your future today.

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Access flexible mortgage solutions through private lenders.

We deliver options that truly work for you

Private mortgages offer a viable alternative to conventional mortgage loans, providing flexibility and accessibility to individuals who may not qualify through traditional channels. While they share similarities with conventional loans, the primary distinction lies in the funding source – private investors rather than banks.

In Calgary, there exists a pool of accredited private lenders ready to assist. However, our reach extends beyond local boundaries, connecting you with reputable lenders nationwide. These lenders evaluate applications based on equity, offering potential avenues for approval even in scenarios where conventional criteria aren't met.

Whether you're challenged by a less-than-perfect credit score, fluctuating income, or past financial setbacks like foreclosure, private mortgage solutions present opportunities for homeownership and financial stability. Partner with us to navigate the complexities of private lending and secure a mortgage that aligns with your needs and goals.

Factors to Consider for Optimal Mortgage Rates

When pursuing a mortgage, it's crucial to look beyond mere interest rates. While securing the lowest rate is tempting, factors like penalty fees and loan features are equally significant. Our extensive lender network ensures access to competitive rates and tailored features, regardless of your location.

We offer rate lock options for several months, guaranteeing you the opportunity to secure the best rate. Plus, our commitment goes beyond rate optimization—we prioritize matching you with a loan that suits your specific needs, whether for your primary residence or an investment property. Get pre-approved today to take the first step towards your mortgage goals

Top Questions For New Home Buyers

  • Using a mortgage broker is typically a cost-free service for you, as the lender compensates us for our assistance. Our goal is to save you time and money while delivering unparalleled service. As experienced mortgage brokers, we have access to a wide array of rates and lenders, ranging from traditional banks to private funding sources. With our extensive expertise and track record of successfully serving diverse clients, we possess in-depth knowledge of mortgages. A single credit check and application process is all it takes to get started on finding the right mortgage solution tailored to your needs.

  • Many homebuyers can purchase with as little as a 5% down payment. Additionally, for eligible clients, there may be opportunities to borrow the entire 5% down payment as well!

  • We stand by our commitment to on-time closings under specific conditions. For switch applications, if all mortgage conditions are met 14 days in advance and your mortgage does not renew on time, we'll cover the difference between your current interest rate and the open interest rate. Similarly, for purchase applications completed 14 days in advance, if the mortgage fails to fund due to our error, we'll cover any interest accrued from the seller. Please note that we do not guarantee on-time closings for refinances.

  • Whether you're seeking a mortgage or have insurance inquiries, our team is here to assist you. Reach out to one of our team members or initiate your home buying journey through our convenient application link. For more information, feel free to visit our FAQ page.

Empower yourself to make smart financial decisions.

Tori Bosse
Broker | Founder of BOSI Financial Inc

When making a major financial decision, you want to be as prepared as possible. Take advantage of the opportunity to get the home you desire along with valuable information that can assist future investment decisions. It is my privilege to put together a team of mortgage brokers in Calgary who are familiar with the area and have the right connections to make your property dreams become a reality.

More About Our Company

What Clients Say About Our Mortgage Brokers

I found Tori extremely knowledge, and most of all helpful and patient. There are a lot of things to consider when purchasing your first home, and each time I reached out to Tori she got back to me promptly and with the answers I needed.

- Grant T.

Tori was extremely hard working throughout the entire process of renewing my mortgage. I plan on recommending to all of my friends in the future.

- Tyler W.

When we reached out to Tori and explained our situation, she went over and above to advocate for us, and got us approved with a fantastic rate. We appreciate everything she did for us, and would recommend Tori to any of our family and friends in a heartbeat!

- Victoria W.

See more of our great Google reviews here

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